rdf-syntax-grammar
mods:
  schema location: http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
  title info:
    title: FinTech, BigTech and Banks
    sub title: Digitalisation and Its Impact on Banking Business Models
  name:
    name part: Tanda, Alessandra.
    role:
      role term: creator
    role:
      role term: author.
    role:
      role term: aut
    role:
      role term: http://id.loc.gov/vocabulary/relators/aut
  name:
    name part: Schena, Cristiana-Maria.
    role:
      role term: author.
    role:
      role term: aut
    role:
      role term: http://id.loc.gov/vocabulary/relators/aut
  name:
    name part: SpringerLink (Online service)
  type of resource: text
  origin info:
    place:
      place term: gw
    date issued: 2019
    edition: 1st ed. 2019.
    issuance: monographic
  language:
    language term: eng
  physical description:
    form: electronic
    form: electronic resource
    reformatting quality: access
    form: remote
    extent: IX, 111 p. 3 illus. online resource.
  abstract: This Palgrave Pivot analyses the evolution of strategies and business models adopted by financial operators that employ technological solutions to deliver financial products and services. The analysis is performed on a proprietary dataset built on different sources that highlight important differences in strategical approaches taken by FinTech companies, TechFin and BigTech, and banks (traditional and digital native). For each type, the authors underline their distinctive patterns, strengths and weaknesses. The main focus of the analysis in on the European market that is investigated also in the light of the difference and similarities with other markets (such as US and China). The unbundling and re-bundling of productive processes in finance, the treatment of information and the level of innovation in the customer relationship highlight the intense change that the banking activities of new financial services providers are currently dealing with, especially the retail segment. Despite the main international banks' implementation of innovative strategical approaches to take advantage of the digitalization of business and cope with competition, so far the level of the disruption brought by FinTech is not fully understood or widespread. This holds especially true for the smaller banks: the latter need to take a proactive approach to individuate a business model able to satisfy the new customer needs and the competitive pressure that are destined to increase and further evolve. This book addresses this and would appeal to academics, researchers and students of banking, FinTech and financial innovation alongside policy makers, regulatory authorities, FinTechs and banks.
  table of contents: 1. Introducing the FinTech Revolution -- 2. FinTech activities and business models: analogies and differences with the traditional financial channels -- 3. BigTech strategic approaches: worrying competition? -- 4. Bank strategies in the light of the digitalisation of financial activities -- 5. The regulatory framework and initiatives -- 6. An attempt at synthesis: financial market digitalisation scenarios, opportunities and challenges.
  note: by Alessandra Tanda, Cristiana-Maria Schena.
  subject:
    topic: Banks and banking
  subject:
    topic: Management
  subject:
    topic: Industrial management
  subject:
    topic: Banking
  subject:
    topic: Innovation/Technology Management
  classification: HG1501-3550
  classification: 332.1
  related item:
    title info:
      title: Springer eBooks
  related item:
    title info:
      title: Palgrave Macmillan Studies in Banking and Financial Institutions
  identifier: 9783030224264
  identifier: https://doi.org/10.1007/978-3-030-22426-4
  record info:
    record creation date: 190730
    record change date: 20191024071815.0
    record identifier: 978-3-030-22426-4