rdf-syntax-grammar
mods:
  schema location: http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
  title info:
    title: Consumer Credit in Europe
    sub title: Risks and Opportunities of a Dynamic Industry
  name:
    name part: Vandone, Daniela.
    role:
      role term: creator
    role:
      role term: author.
  name:
    name part: SpringerLink (Online service)
  type of resource: text
  origin info:
    place:
      place term: gw
    date issued: 2009
    issuance: monographic
  language:
    language term: eng
  physical description:
    form: electronic
    form: electronic resource
    reformatting quality: access
    form: remote
    extent: XIII, 134 p. 11 illus. online resource.
  abstract: Consumer credit has become a topical issue for researchers, regulators and the banking industry in Europe as a result of increasing market integration, regulatory changes and a growing tendency of households to use debt to finance consumption. This study uses a cross-country approach to look at a broad range of issues related to consumer credit in Europe. Focusing on both the supply and demand sides, it takes into account the structure and performance of financial intermediaries, the socio-demographic and economic profile of households and their risk of over-indebtedness, as well as the regulatory framework, such as the new Consumer Credit Directive. In the light of this analysis, measures for the prevention and management of over-indebtedness are presented. This book is essential for postgraduate students and specialists in financial institutions, for regulators and policy-makers who are in charge of efficiency and stability of financial systems.
  table of contents: The Determinants of Consumer Credit: A Review of the Literature -- Household Consumer Credit Demand -- The Profitability of the Consumer Credit Industry -- From Indebtedness to Over-Indebtedness -- Regulatory Framework.
  note: by Daniela Vandone.
  subject:
    topic: Finance
  subject:
    topic: Macroeconomics
  subject:
    topic: European Economic Community literature
  subject:
    topic: Finance
  subject:
    topic: Finance, general
  subject:
    topic: Macroeconomics/Monetary Economics//Financial Economics
  subject:
    topic: European Integration
  classification: HG1-HG9999
  classification: 332
  related item:
    title info:
      title: Springer eBooks
  related item:
    title info:
      title: Contributions to Economics
  identifier: 9783790821017
  identifier: http://dx.doi.org/10.1007/978-3-7908-2101-7
  record info:
    record creation date: 100301
    record change date: 20151204182901.0
    record identifier: 978-3-7908-2101-7