Handbook of Consumer Finance Research

• Συγγραφή απο Οργανισμό/Αρχή: SpringerLink (Online service)
• Άλλοι συγγραφείς: Xiao, Jing Jian (Επιμελητής έκδοσης)
• Μορφή: Ηλεκτρονική πηγή Ηλ. βιβλίο
• Γλώσσα: English
• Έκδοση: New York, NY : Springer New York, 2008.
• Θέματα: Psychology.; Sociology.; Clinical psychology.; Clinical Psychology.; Sociology, general.

 Debt consolidation…pension givebacks…Social Security under siege…bankruptcies and foreclosures…Americans’ financial lives are fraught with issues, challenges, and potential threats, in record numbers. The Handbook of Consumer Finance Research surveys the social aspects of consumer behavior, offering latest data and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance, consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations, including: Healthcare spending and retirement savings. Online shopping and e-banking. Family finances: marriage, parent/child communications, student spending. Financial concerns of special groups: minorities, seniors, the poor. Management issues of business-owning families. Consumer protection in fair lending. Given the current climate of rising debt and negative savings, the Handbook is timely and instructive reading for educators, researchers, and policymakers who wish to develop or evaluate financial education programs, design research initiatives, and understand better how to help families with the economic problems of our times. It can also serve as a graduate text in economics, finance, consumer science, business, and family studies. 

 Concepts and Theories of Consumer Finance -- Risk Tolerance -- Personal Financial Wellness -- Retirement Savings -- Financial Education and Program Evaluation -- Applying Behavior Theories to Financial Behavior -- Consumer Economic Socialization -- Internet and Consumer Finance -- E-banking -- Online Insurance -- Online Shopping -- Consumer Finances of Special Populations -- Financial Literacy of High School Students -- Risky Credit Card Behavior of College Students -- Financial Issues of Older Adults -- Consumer Finances of Low-Income Families -- Management Issues of Business-Owning Families -- Gender Differences in Investment Behavior -- Financial Behavior of Hispanic Americans -- Money Matters of African Americans -- Financial Behaviors of Asian Americans -- Consumer Finance in Various Settings -- Consumer Financial Issues in Health Care -- Marriage and Finance -- Consumer Finance and Parent-Child Communication -- Consumer Bankruptcy -- Workplace Financial Education -- Regulating Consumer Lending -- Promoting Applied Research in Personal Finance.