Payday Lending in Canada in a Global Context A Mature Industry with Chronic Challenges /

• Corporate Author: SpringerLink (Online service)
• Other Authors: Buckland, Jerry (Editor, http://id.loc.gov/vocabulary/relators/edt), Robinson, Chris (Editor, http://id.loc.gov/vocabulary/relators/edt), Spotton Visano, Brenda (Editor, http://id.loc.gov/vocabulary/relators/edt)
• Format: Electronic eBook
• Language: English
• Published: Cham : Springer International Publishing : Imprint: Palgrave Macmillan, 2018.
• Edition: 1st ed. 2018.
• Subjects: Bank marketing.; Personal finance.; Pension plans.; Economic history.; Microeconomics.; Financial Services.; Personal Finance/Wealth Management/Pension Planning.; Economy-wide Country Studies.

This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by esta...

Table of Contents:

• 1. Introduction
• 2. A Statistical Profile of Payday Loan Clients from National Surveys
• 3. A Socio-economic Examination of Payday Loan Clients: Why and How People Use Payday Loans
• 4. A Business Analysis of the Payday Loan Industry
• 5. Ethical Issues Related to Payday Lending
• 6. Mainstream Financial Institution Alternatives to the Payday Loan
• 7. Payday Lending Regulations
• 8. Conclusion.