Consumer Credit in Europe Risks and Opportunities of a Dynamic Industry /

• Main Author: Vandone, Daniela (Author)
• Corporate Author: SpringerLink (Online service)
• Format: Electronic eBook
• Language: English
• Published: Heidelberg : Physica-Verlag HD, 2009.
• Series: Contributions to Economics,
• Subjects: Finance.; Macroeconomics.; European Economic Community literature.; Finance, general.; Macroeconomics/Monetary Economics//Financial Economics.; European Integration.

Consumer credit has become a topical issue for researchers, regulators and the banking industry in Europe as a result of increasing market integration, regulatory changes and a growing tendency of households to use debt to finance consumption. This study uses a cross-country approach to look at a br...

Table of Contents:

• The Determinants of Consumer Credit: A Review of the Literature
• Household Consumer Credit Demand
• The Profitability of the Consumer Credit Industry
• From Indebtedness to Over-Indebtedness
• Regulatory Framework.