Utilization of Soft Information on Bank Performance The Roles of Relationship Lending in Competitive Local Markets /

• Main Authors: Yosano, Tadanori (Author, http://id.loc.gov/vocabulary/relators/aut), Nakaoka, Takayoshi (http://id.loc.gov/vocabulary/relators/aut)
• Corporate Author: SpringerLink (Online service)
• Format: Electronic eBook
• Language: English
• Published: Singapore : Springer Singapore : Imprint: Springer, 2019.
• Edition: 1st ed. 2019.
• Series: Development Bank of Japan Research Series,
• Subjects: Banks and banking.; Small business.; Asia-Economic conditions.; Banking.; Small Business.; Asian Economics.

This book explores the effects of soft information utilization in the decision process for lenders, especially concerning small and medium-sized enterprises (SMEs) in regional markets. This study is one of the first to use questionnaire survey data from lender representatives, and analyzes the relat...

Table of Contents:

• 1 Introduction
• 2 Theory and Hypotheses: The Effects of Using Soft Information on a Lender's Performance, Specifically in Interbank Competition
• 3 Survey Data from Japanese Regional Banks and Using Soft Information in Lending Decisions
• 4 The Influence of Using Soft Information on Lender Performance in Competitive Local Markets: An Empirical Analysis
• 5 Soft Information's Role in Lending Decisions
• Index.