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oapen-20.500.12657-579602023-05-25T11:41:59Z A Critical History of Poverty Finance Bernards, Nick Microfinance, Critical Development Studies, Development Studies, G20, IMF, World Bank, Poverty Alleviation, Africa, Fintech, Digital Technologies, Financial Technologies, Microinsurance, Fight against poverty bic Book Industry Communication::K Economics, finance, business & management::KF Finance & accounting::KFF Finance bic Book Industry Communication::J Society & social sciences::JF Society & culture: general::JFF Social issues & processes::JFFA Poverty & unemployment bic Book Industry Communication::G Reference, information & interdisciplinary subjects::GT Interdisciplinary studies::GTF Development studies bic Book Industry Communication::K Economics, finance, business & management::KC Economics::KCL International economics bic Book Industry Communication::K Economics, finance, business & management::KC Economics::KCP Political economy bic Book Industry Communication::J Society & social sciences::JP Politics & government::JPS International relations::JPSN International institutions bic Book Industry Communication::K Economics, finance, business & management::KC Economics::KCS Economic systems & structures The definitive account of the history of poverty finance' - Susanne Soederberg Finance, mobile and digital technologies - or 'fintech' - are being heralded in the world of development by the likes of the IMF and World Bank as a silver bullet in the fight against poverty. But should we believe the hype? A Critical History of Poverty Finance demonstrates how newfangled 'digital financial inclusion' efforts suffer from the same essential flaws as earlier iterations of neoliberal 'financial inclusion'. Relying on artificially created markets that simply aren’t there among the world's most disadvantaged economic actors, they also reinforce existing patterns of inequality and uneven development, many of which date back to the colonial era. Bernards offers an astute analysis of the current fintech fad, contextualised through a detailed colonial history of development finance, that ultimately reveals the neoliberal vision of poverty alleviation for the pipe dream it is. 2022-08-18T05:32:06Z 2022-08-18T05:32:06Z 2022 book https://library.oapen.org/handle/20.500.12657/57960 eng application/pdf Attribution-NonCommercial-NoDerivatives 4.0 International external_content.pdf Pluto Press Pluto Press e7b13f6b-a18c-4c0b-97b8-d1891104b9c4 b818ba9d-2dd9-4fd7-a364-7f305aef7ee9 University of Warwick Knowledge Unlatched (KU) Pluto Press 240 Knowledge Unlatched open access
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The definitive account of the history of poverty finance' - Susanne Soederberg
Finance, mobile and digital technologies - or 'fintech' - are being heralded in the world of development by the likes of the IMF and World Bank as a silver bullet in the fight against poverty. But should we believe the hype?
A Critical History of Poverty Finance demonstrates how newfangled 'digital financial inclusion' efforts suffer from the same essential flaws as earlier iterations of neoliberal 'financial inclusion'. Relying on artificially created markets that simply aren’t there among the world's most disadvantaged economic actors, they also reinforce existing patterns of inequality and uneven development, many of which date back to the colonial era.
Bernards offers an astute analysis of the current fintech fad, contextualised through a detailed colonial history of development finance, that ultimately reveals the neoliberal vision of poverty alleviation for the pipe dream it is.
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