The value of debt in retirement : why everything you have been told is wrong /
"Increase the odds you won't run out of money in retirement - using debt!Conventional wisdom is wrong - being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return,...
| Κύριος συγγραφέας: | |
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| Μορφή: | Ηλ. βιβλίο |
| Γλώσσα: | English |
| Έκδοση: |
Hoboken :
Wiley,
2015.
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| Θέματα: | |
| Διαθέσιμο Online: | Full Text via HEAL-Link |
Πίνακας περιεχομένων:
- Title page; Copyright; Dedication; Foreword; Acknowledgments; Introduction; Caution: You Could Burn Your House Down Baking a Cake!; Notes; PART I: BASIC IDEAS AND CORE CONCEPTS; Chapter 1: A Better Path; A Successful but Controversial Debut; The Fifth Indebted Strength; Who Can Benefit from This Book? Not Only Millionaires! (But They Can, Too); Everyday Example #1: Immediately Better Credit Card Debt; Getting beyond the ABLF and Focusing on Retirement; Notes; Chapter 2: Debt in Retirement; What Some Popular Retirement Books Get Right-and Wrong-about Debt; The "Good versus Bad" Debt Camp
- Bach Where We Started: The Irresolutely "Against Debt" CampThe (Very Small) "Sometimes It's Okay to Have Debt" Camp; Everyday Example #2: A Bridge Loan over Troubled Quarters; Notes; Chapter 3: Why and Whether to Adopt a Holistic Debt-Inclusive Approach in Retirement; A First Look at the Three Main Types of Debt: Oppressive, Working, and Enriching; Seven Rules for Being a Better Debtor; In the Company of Longer Life Spans; Winging Your Way to a Successful Retirement: The "Whole Chicken" Approach; Everyday Example #3: A Holistic Business Recipe for Success; Notes
- PART II: THE POWER OF DEBT IN REDUCING TAXES, INCREASING RETURN, AND REDUCING RISKChapter 4: Returning to the Return You Need; Cash Flow and Incoming Money: The Ultimate Key to Resource Management; You Have to Get Your Numbers Right!; Regardless of Your Net Worth, Distributions Are Rarely Constant over Time in Retirement; How Much Can You Safely Take Out?; How You May Be Able to Increase Your Rate of Return; How Is This Possible? A Big-Picture Overview; Risks and Problems; Everyday Example #4: Retiring the "Loan" Survivor; Notes; Chapter 5: The Power of Debt Meets Our Ridiculous Tax Code
- Some Brief Preliminaries: Income versus Incoming MoneyThe Websters: A Tale That Taxes the Imagination; Your De Facto Tax Advisor; An Inconvenient Truth; How to Pay Almost No Taxes in Retirement: A Few More Examples; Everyday Example #5: "Auto" You Not Be Sure You Are Getting the Best Loan?; Notes; Chapter 6: Risk Matters More Than Return; Why Your Personal Risk Tolerance May Not Matter; A Simple Understanding of Risk; An Overview: "What Time Is It?"; A Detailed Understanding: "How the Watch Works"; Proof That Debt Can Reduce Your Risk in Retirement
- Everyday Example #6: A Lot to Think About? Not ReallyNotes; PART III: HOW TO GET THERE: A GLIDE PATH; Chapter 7: The World Is Full of Risk-Especially Now; Not Your Usual Serious Caution; Learning from What Companies Do-Value Liquidity!; What about Interest Rate Risk? Fixed versus Floating Rate Debt; Investment Risks: It Isn't the Debt That Matters, It Is the Quality of Your Investment Decisions!; Asset Allocation and Investment Considerations; A Six-Step Approach to Diversified Investing in Retirement; Lessons from Math and History Suggest Caution; Be Careful What You Watch!